Affordable Dental & Vision Coverage from Ameritas
Get an Ameritas dental quote in 60 seconds. No waiting period on cleanings. Use any dentist. South Florida licensed support if you need it
Why Ameritas Dental
Trusted Coverage Backed by 135+ Years of Experience
135+
Years of trusted experience. Ameritas was founded in 1887 as The Old Line Bankers Life Insurance Company of Nebraska.
149,000+
Dental providers in the Ameritas network nationwide, with locations across all 50 states.
$50
Typical individual annual deductible for basic and major services. Preventive care is covered at 100% with no deductible.
$0
Deductible on preventive care. Routine cleanings, oral exams, and bitewing X-rays covered at 100% from day one on most Ameritas PPO plans.
Licensed Insurance Guidance
From a Local South Florida Agent
I'm Gaina Mortel, an authorized Ameritas dental and vision partner. Since 2022, I've helped South Florida families find coverage that actually fits their lives — not just whatever the algorithm pushes first.
When you use our funnel to get an Ameritas quote, you're not getting handed off to a faceless call center. You can self-enroll directly online if that's what you prefer — fast, easy, on your own time. But if you have questions about which plan fits your family, which dentists are in-network, or how the deductible actually works in practice, a licensed agent is one call away at no extra cost to you. Our service is always free — we're paid by the carrier, not by you.
Three Tiers of Coverage
What Ameritas Dental Covers
Ameritas dental PPO plans organize coverage into three categories — preventive, basic, and major services. Most plans cover 100% of preventive care from day one, with coinsurance applied to basic and major procedures based on the plan you choose.
Preventive Care
Routine cleanings, oral exams, bitewing X-rays, and fluoride treatments — covered at 100% on most plans with no deductible and no waiting period. Stay ahead of problems before they start.
Basic Services
Fillings, simple extractions, and routine restorative care typically covered at 80% after a small deductible. Get the everyday dental work you need without breaking the bank.
Major Services
Crowns, bridges, dentures, root canals, and oral surgery typically covered at 50% after deductible. Significant savings on the procedures that cost the most out of pocket.
Affordable Dental Coverage for
You and Your Family
Ameritas offers some of the most flexible individual and family dental PPO plans on the market — with no waiting periods on preventive care, freedom to see any dentist, and higher benefits in-network. QOL Insurance helps South Florida residents compare plans, understand coverage, and enroll online in minutes.
No waiting period on preventive care
See any dentist — in or out of network
Coverage for cleanings, fillings, crowns & more
Enroll yourself online or with agent support
Ready to See Your Ameritas
Dental & Vision Options?
Self-enroll online or talk to a licensed agent — your choice.
QOL Insurance is a licensed independent insurance agency based in South Florida, authorized to offer Ameritas individual dental and vision products. We help individuals, families, and seniors compare and enroll in coverage that fits their needs and budget.